BUSI 6216

This course exposes students to the rapidly evolving Fintech landscape via case studies, readings, and guest lectures. We examine the main changes happening in the financial industry and the factors driving the unprecedented growth in the use of technology; what Fintech is, the main trends related to Fintech, the components of the Fintech ecosystem, and the emerging Fintech innovations. The first wave of Fintech led to the unbundling of banking, i.e., Fintech startups have challenged banks vertically on one of their core functions by providing better and cheaper options. This part will focus on Fintech companies competing with incumbents in the personal finance, payments, lending, capital markets, wealth management, insurance, and/or money transfer sectors. We will also discuss the threat to the sector posed by the Big Tech companies moving into financial services and some aspects of launching a Fintech startup. A distinctive component of the course will focus on discussing the role Fintech can play in increasing Equity, Diversity, Inclusion, and Accessibility (EDIA) and meeting the UN Sustainable Development Goals.