FINC 2300

This course applies the six-step financial planning process to basic financial planning scenarios. Topics include setting goals, creating personal financial statements, debt management and calculation of mortgage financing options. Savings and investment products are covered as well as the essentials of RRSPs, TFSAs, FHSAs, RDSPs, government benefit programs, and personal insurance. Taxation as it relates to long-term personal financial planning is covered at an introductory level. In addition, an overview of the products and services available to individuals through financial institutions will be covered.